Question:  Dear Greg,

            I recently refinanced my home.  If I follow the 10% tithe, would I tithe on this whole amount or something different?  Would this be considered income?

            Thanks,

            Tom

Answer:  Dear Tom,

            We have a number of questions posted here on our web site about the idea that tithing is something commanded or required of Christians, and we address that subject in our booklet, “Facing Your Financial Problems” (we’ll be happy to send you a free copy).

            In brief, tithing is a word that specifically refers to the old covenant requirement of giving God an exact 10% of one’s increase—and according to the old covenant there are ways of defining an increase.  Many interpreters and commentators add to those views as to what constitutes an “increase”.  For example, some argue whether one is required to tithe on one’s gross or take home pay.

            However, the bottom line for Christians is that this discussion is completely irrelevant.  Under the new covenant there is no exact and precise percentage of income required.  Neither are there specific definitions about what is to be tithed upon and what is exempt.  Christians are not required to tithe in the old covenant sense.

            Some Christians use the word tithe to refer to those freely given donations and offerings they give to their church and the ministries they support.  Such a generic use is fine as long as no old covenant baggage or definitions are attached.  This does not mean Christians do not give.  In fact, when one examines the call to follow Christ and to be a steward of our time, talents and treasures for God’s work on earth, giving is very much a part of a Christian’s life.  However, each one of us decides what we give—when, how much, etc.  No minister, church, ministry leader or other Christian has any right to obligate us to a specific amount or percentage. They can and should remind us to give, to be cheerful and generous givers.  Beyond that there is no warrant for obligating Christians to specifics.  That is the clear message of the new covenant.

            If you would like more information, please let me know.  We would be happy to send you our free booklet as well.  Thanks for allowing us to be of help to you.

            In Christ,

            Greg Albrecht